Tailored Financial & Business Advice
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What We Do
Tailored Financial Advice
We are certified financial advisors with high level experience to guide you through good times and bad and we're passionate about producing the best possible outcome for you. Our flat fee approach is totally transparent; there are never any hidden fees when you work with us. We ask the right questions to understand your aspirations and create a strategy that’s unique to you and your life.
Business Strategy & Advice
With over 30 years experience, we can help you improve the way your business operates. We help business owners identify and monitor key aspects of their organization. For those with employees, we can improve team engagement and performance. We help deliver better financial results more efficiently, allowing you more time to focus on scaling your business.
As we begin a new financial year, it is timely to again revisit where the markets are at and think about what we can expect in the period ahead.
The Commonwealth Seniors Health Card (CSHC) is available to all Australian citizens of “Age Pension” age who qualify for government-provided income support. There are some exceptions, which include self-funded retirees.
There is a common misunderstanding that upon death, your superannuation will be managed along with the rest of your Estate (usually referred to as your Will). While this can be the case, it doesn’t happen automatically.
You can provide yourself with a number of benefits by moving your accumulated superannuation to a pension account. Assuming that you have reached your “preservation age” and that you are retired, or over age sixty-five, you should have full access to the account balance in your super fund.
How you would like to spend your superannuation and retirement savings?
Planning for your retirement doesn’t need to be overly complex. Whilst it isn’t easy there are some important steps you can take to help make the retirement planning process simpler.
Will the government really put money into your Superannuation? Yes! It certainly will if you meet all the criteria. This benefit is designed to help lower income earners boost their superannuation balance.
One challenge of being retired is that you may suddenly move from a structured routine with numerous social interactions to literally none of that and having to find other drivers to keep yourself motivated. Once all that stops, what should you do with your time?
I believe that in the field of financial planning, the topic of Life Expectancy is often ignored or given nowhere near enough attention. People love to talk about the risk of losing their money and use “risk versus security’ as a basis for their investment choices.